The Joint Applications means that you will apply for credit with another person. The information supplied on the application will be evaluated jointly for the credit decision.



PREMIA is a program where you automatically accumulate points for acquiring and using the products and services of Banco Popular and its subsidiaries. The PREMIA program is optional and entails a $25 annual fee. Not available in the Virgin Islands.


Gross Income

Income from applicant befote the total deductions as social security, taxes, etc.


Net Income

Income that the applicant receives after the deductions; the money available for his expenses and debts.


Actual Card Number

Card number for which the increase is requested.


Additional Cards

Most of the emissions allow you to include an additional user to your account. You will be responsible of any charge incurs by the user of the additional card.


Account Number

Account for which the reserve line of credit is requested.